At CashZap, we are committed to protecting your privacy and ensuring a safe online experience. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our website and services.
CashZap’s website, you agree to the collection and use of your information as outlined in this Privacy Policy.
2. Information We Collect
We collect personal information to provide you with our payday loan services, facilitate loan applications, and enhance your experience. The types of personal information we may collect include:
Personal Identification Information: Name, address, email address, phone number, and date of birth.
Financial Information: Employment details, income, bank account information (for loan deposits and repayments).
Loan Application Information: Details regarding your payday loan application, including your loan amount, employment history, and any previous loans.
Device and Usage Information: IP address, browser type, operating system, and other usage data collected automatically when you visit our site.
3. How We Use Your Information
CashZap uses your personal information for the following purposes:
To Process Loan Applications: To verify your eligibility for payday loans and connect you with potential lenders.
To Improve Our Services: To personalize your experience and improve the website functionality.
To Communicate with You: To send you loan-related notifications, updates, and promotional offers (if you have consented).
To Comply with Legal Obligations: To ensure compliance with Canadian financial and privacy laws.
We will never use your information for any other purpose without your consent.
4. How We Share Your Information
CashZap does not sell, rent, or lease your personal information to third parties. However, we may share your information with the following:
Third-Party Lenders: When you apply for a payday loan, we may share your information with our network of lenders who will assess your loan application.
Service Providers: We may use third-party vendors to help with payment processing, website maintenance, or other services. These providers are required to keep your information secure.
Legal Compliance: We may disclose your information if required by law, such as to comply with a court order or other legal process.
5. Data Security
We take the security of your personal information seriously. We use industry-standard security measures to protect your data, including SSL encryption for sensitive information like bank details. However, no method of data transmission over the internet is 100% secure, so we cannot guarantee complete security.
6. Cookies and Tracking Technologies
CashZap uses cookies and other tracking technologies to enhance your user experience on our site. Cookies are small text files that are stored on your device to remember your preferences and improve the functionality of the website.
You can manage cookie preferences through your browser settings. However, disabling cookies may limit your ability to use certain features of our website.
7. Your Rights and Choices
As a user, you have the following rights regarding your personal information:
Access and Update: You can access, update, or correct your personal information by logging into your CashZap account or contacting us directly.
Withdraw Consent: You can withdraw your consent to receive promotional communications at any time by following the unsubscribe link in the emails or by contacting us.
Request Deletion: You may request the deletion of your personal data, subject to legal requirements or business needs.
8. Third-Party Websites
CashZap’s website may contain links to external websites that are not operated by us. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to read the privacy policies of any websites you visit through links on our site.
9. Children’s Privacy
CashZap does not knowingly collect personal information from individuals under the age of 18. If you believe we have collected information from a child under the legal age, please contact us immediately, and we will take steps to remove such information.
10. Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated Effective Date. We encourage you to review this policy periodically for any updates.