FAQs

Any Canadian resident aged 18 and older with a stable income can apply. We consider your employment and ability to repay rather than just your credit score, making our services accessible to most Canadians.

Simply fill out our online application form. Provide your basic details, employment information and the amount you need.

Once approved, funds can be transferred directly to your bank account—often within minutes

CashZap offers instant and same-day funding on your bank and application approval. Many users receive funds within 15–30 minutes.

No. CashZap specializes in loan alternatives that do not require a high credit score. Your ability to repay is more important than your credit history.

You can typically borrow between $200 and $5,000, depending on your eligibility, income and repayment ability.

Yes. CashZap funds are flexible and can be used for emergencies, bills, car repairs, rent, medical expenses, or any urgent financial need.

No. CashZap is transparent. All fees and repayment terms are disclosed before you accept your loan alternative.